Janitoral – Maintenance

SDL Brokerage’s Janitorial/Maintenance Services offers comprehensive coverage for the unique exposures faced by today’s residential and commercial contractors. All coverages provided by a single policy.

Coverage & Product Features

– Commercial general liability, property and inland marine
– Broad optional coverages vital to janitorial service are available:
-+ Contractor’s equipment floater
-+ Rental reimbursement for damaged equipment • Lost key coverage
-+ Property damage extension
– Coverage available for:
-+ Independent contractors (up to 25% of total receipts)
-+ Blanket additional insured available for commercial janitorial contractors
– All the above coverages under one policy
– No liability deductible
– Can consider floor waxing exposures up to 50% of total operations

Coverages

– General Liability
-+ $1,000,000 per occurrence
-+ $2,000,000 general aggregate

Optional Coverages

– Contractor’s equipment floater:
-+ $10,000 blanket limit
-+ $2,500 any one item
-+ $500 deductible
– Rental reimbursement:
-+ $250 per day
-+ $5,000 any one loss
– Lost Key:
-+ $25,000 Limit
– Property damage extension:
-+ $5,000 each occurrence
-+ $25,000 aggregate
– Independent contractors (same as CGL)
– Commercial umbrella up to $5,000,000
– Employee theft of customer’s property coverage
-+ Up to $100,000 limit

Optional Coverages

– Quick quote turnaround
– Quick binder confirmation
– Competitive pricing (residential, office and mercantile rates)
– Rates per employee
– A.M. Best rated A++ carrier

– Policy is non-auditable
– Available for online quoting
– Free and substantially discounted background check services provided to all janitorial policy holders

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