Workers’ compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It also provides death benefits to dependents of employees killed from a work-related accident.
The Employer’s Responsibilities
Employers are required to do the following to comply with workers’ compensation insurance laws:
- Provide coverage for their employees and are held liable for all injuries suffered by employees while they are on the job.
- Pay premiums and provide the carrier with audit payroll numbers.
- Provide a safe environment
- Notify the carrier as soon as possible after an injury
- Investigate injuries